10.11.2012

standards

I tried to open a bank account in my and Dave's name yesterday, but I couldn't do it. 

Not like, I couldn't bring myself to open a bank account with both our names on it, but I actually was not able to do it.  Due to banking regulations.  Or some crap.

I opened the account online, at a bank where we've had a history of joint accounts.  Where we have a joint account.  One that's been open for well over a decade.  At a bank where we borrowed a large sum of money recently when the decision was made to Keep the House.  A large sum of money to be used toward the Upkeep of the House.  A large sum of money tied to both of our names, birthdates, and social security numbers.

But I couldn't open a $500 savings account in both our names. 

I thought it was because I couldn't figure out how to do it online.  I'm sort of a techtard when it comes to that sort of stuff.  I thought it was because I was missing something.  So I called the 888 number.

Remember when things were sold on television and you had to dial 1-800-USA-1000?  I wonder what happened to that number.  Or what sort of clearinghouse operation that was.  To direct you to the right department for the Franklin Mint plate you wanted or the Ginzu knife warehouse.

The banklady at the other end of the 888 line told me that if I wanted Dave on my account, I would have to bring him and his ID to a bank branch with me.  I couldn't just add him onto the account, regardless of our banking history.

Is that, like, a thing badguys do?  Steal your identity and put you on savings accounts with them?
Or maybe couples who aren't getting along?
Put their partner on a savings account and let them think that everything is fine until you totally wipe them out and run off to Florida or something?
What his physical presence and a state- or federal- issued form of identification is going to do to stop me from moving to Florida when we accumulate enough dollars to viably support me I have no idea.
Not that I plan to move to Florida. 
I'm just saying.

I could talk about this sort of crap all day.
I have issues with authority.
I recognize these issues.
That's a step in the right direction.

***

A friend of mine asked me yesterday if someone was planning to throw me a baby shower. 

If they are, I'm not planning on going.  I HATE baby showers.  And bridal showers.  HATE.  It takes an awful lot to get me to go to one, even if I dearly love the person being showered.  I certainly don't want to be obligated to go to one.

So, I said no.  I don't really need anything anyway.  I feel like baby showers are just a place to get a whole bunch of crap that you'll never use.  Namely: the cheapest baby clothes and chemical sundries your friends and family can find in the clearance racks.  And two: places to put your baby.  Baby containment units.

She laughed and said that she was talking to a friend of hers, a friend who specializes in early infancy and other important stuff, and her friend was all fired up about how if she could do one thing in her life, she would stop the women in this country from jamming their babies in plastic buckets. 

Of course most women don't jam their babies in plastic buckets.  Most. 
Literally speaking, of course.

But have you ever been in a baby section of your local department store?  It's aisles and aisles of plastic buckets in which to store your children.

I have plenty of plastic buckets for my baby already.  Places to put him when I need him to not be on me nor on the floor.

Except the bucket that goes in the car.  I still need to pick that one up.  My $1000 weekend rendered me carseatless last week.  Maybe this will be the one.

A different friend and I were talking years ago about the things that our parents and families did to our babies that make us cringe.  Her mom wrapped her baby in a whole bunch of blankets, laid him in a laundry basket, and wedged him on the backseat floor of the car because the carseat was difficult to work.  Of course it happened several times before she found out.

***

We had our first B Movie show last night.  It was a lot of fun to do, and my poster is outside of the theater.  That picture I don't love?  Practically (if not actually) lifesize.  But it's fun to have it there.


The coffee pot that I'm holding in that picture was my grandparents.  It still works.  It's a drip-a-lator.  At least that's what my grandpa called it.

The burglars didn't take that from me.  There are a lot of things that mean something to me that they didn't take.  It's just hard to get past the "every piece of jewelry that I own" thing.

***

I sat in on a trauma training earlier this week. It was good, but I was hoping I'd learn something new.  It was pretty much just a recap of the billion hours I put in last year to get that certification.  Luckily it was sort of shallow, because a lot of people there were hearing this stuff for the first time and it's sort of hard to hear.  For the first time or the hundred and first time. 
It really hits home for a lot of us, and it's not often that we go to trainings that do that.  More likely, we go to trainings that we can use for our clients.
You know, them.
Those people.

The trainer went over the ACE Study, which is a great place for us people to poke around in.  You know, us people.  Middle class white folk.  Because it's a public health study done on middle class white folk.  That's pretty different than a lot of stuff out there. 
Since it began, it has been replicated with other populations, and it seems a good measure of things. 

Scary things. 
Sad things.

Things that there are lots of people working hard every day to make better.

11 comments:

Shan G said...

I can call my bank ANYTIME and open a new joint checking account with absolutely no issues. Maybe because it's a credit union, they aren't as freaky about stupid regulations. I dunno. But if a bank I had been with for over a decade declined me opening a new JOINT account when we already have another one, I'd be pissed and change banks.

But I'm bitchy like that.

Oh and I love baby showers...when they're for me. I got the gifts for mine and exchanged half of them for shit I actually needed. But I love getting gifts. And shopping with other people's money. LMAO

Kelly @ turned UP to ELEVEN! said...

did I miss the blog about a break in? I am so sorry! I always fear that... I'd be sort of upset about my jewelry being gone. Not for $$$ reasons, but for sentimental value. Mostly all my good stuff, was gifts from my father, mother, and husband and/or passed down to me from family members.

I hope that if someone ever did break in they'd just take electronics and the good silverware. I don't want to polish it anyway... I'd be upset but in the end... I haven't touched it since I got it from my mom.

Checking accounts and bank accounts make no sense sometimes. You know Mike and I weren't allowed to open a savings account together before we were married... because we weren't married. How stupid is that?

I am not a huge fan of showers either... and I never thought about the plastic bucket.. it's so true!!!

You know Mike's parents used to shove his car seat in the floor board of their pick-up truck. His father was a professional rodeo rider... and that's where Mike spent a lot of his infancy - at rodeos. :)

DNA said...

I'm still laughing about jamming babies in buckets.

Andrea (ace1028) said...

A baby in a laundry basket? In this day and age? IN A CAR? And nobody saw and called the cops? No kidding.

Thank you for your crazy awesome comment in my 'hood today. Or yesterday. Or lately. I loved it so much and I wanted to scream or hug you. And only NOW am I remembering that I could have texted you such a statement. Duh. Brame it on SAH? brain.

Love your celeb status, girl. Rock it!

jorg wobblington lopez said...

Maybe they wouldn't let you open a "joint" account, because marijuana is illegal.

SueAnn Lommler said...

Banks in general can drive me batty!!
And they want us to use the internet to pay our bills and view our statements....so why all the fuss? Just saying!!
Hugs
SueAnn

Susan Lindgren said...

Make better. Love it.

Amy Jo said...

The bank here in da burgh wouldn't let Steve open an account with both of our names, even though we had literally JUST gotten a mortgage in both of our names. Society!

As far as the second baby goes, the only thing I'd spring for is an ergo carrier or sling.

Also, have you seen this? http://www.google.com/search?q=baby+bucket+bath&hl=en&safe=off&prmd=imvns&tbm=isch&tbo=u&source=univ&sa=X&ei=BmR7ULV4p9XSAc_lgNgH&sqi=2&ved=0CC4QsAQ&biw=1427&bih=705

Amber Star said...

I've been away too long. You were buglarized? *hugs* I'm sorry.

I opened a savings account with my money and put my husband on as "Pay On Death" thing and I think he still had to sign papers. It was just a power play on my part. I added him as joint this year, but he had to go down and sign papers with the guy I opened the account with. The Credit Union had a better rate, somewhat, than the bank.

Oh bad parenting and cars...I had a car once that had a hole in the floorboard of the backseat. You could look down and see the pavement going by. God took pity on us, I suppose. Also, that was before the baby seats now. We had a little rinky dink infant seat we would put on the seat. I have no idea how my children made it to adulthood.

Congrats on the poster. You do have one for yourself, I hope.

blackbelt said...

Sorry but I'm going to be soapboxy. I totally think that the rise in neurological disorders is directly related to plastic baby holders. Why carry a 20 lb, $150 plastic bucket with goony decor on it when you can actually HOLD the baby and like, promote the development neurotransmitters? I didn't say it's the ONLY thing but I really think it's related.

Oh, hi. How are you? ;-)

Jenny Grace said...

My mom throws baby showers that involve: a very nice lunch at our favorite restaurant, the people at that lunch giving gifts, which are generally of the high quality and adorable variety.
But we're snobs.